Pension Credits

Pension credits

Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. Pension Credit can also help with housing costs such as ground rent or service charges.

You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.

Pension Credit is separate from your State Pension.

You can get Pension Credit even if you have other income, savings or own your own home.

Find out more

If you live in England, Scotland or Wales and you've reached state pension age, you may be eligible to apply for Pension Credit. You can find out more about who is eligible and how to apply on the government website, here.